Listing by latest editionClick on an article heading to view the synopsis and link to read more. Edition 43 view editionAn update on recent market turmoil: May 2010
Time to bunker down....again
The Greek debt debacle
Asian shares in a secular bull market
Steamed pear and ginger pudding
Edition 42 view editionThe Chinese Renminbi heading towards appreciation
Maximising Super Contributions before 30 June
Residential Property - too hot to handle?
Chicken and tomato pesto pappardelle
Edition 41 view editionIs China a bubble that's about to burst?
The profit reporting season and shares a year after the low
The bleak outlook for Government bond returns
Golden Syrup Banana Puddings
Edition 40 view editionThe Australian Economy - Heading for a Better Place
Avoiding Boiling Frogs
The Blowout in Public Debt - How Big an Issue?
Happy Birthday Maxie!
Pesto Chicken Pasta with Pumpkin
Edition 39 view editionMonetary tightening and the recovery in growth assets
China starts to unwind some of the stimulus
Unemployment defying the economic cycle
Edition 38 view editionReview of 2009 and outlook for 2010
Rising Australian interest rates - how far, how fast?
Belts may be tighter in 2010
Financial advisers - we're here to save the country
Choc-Cherry Trifles
Edition 37 view editionA (slightly) different cycle – ascent of the emerging worldThis edition of Oliver's Insights looks at the economic and investment issues that may influence the economic cycle. The per capita recessionThis article, written by Hillross Chief Economist, Brad Matthews, looks at the demand within an economy that can be increased by population. Why is the gold price so strong and can it continue?This edition of Oliver's Insights looks at what's driving the surge in the gold price, what is it telling us, and if it can continue. Greek Lamb with Watermelon SaladThis dish will make you feel like you're soaking up the sunshine on a Greek island, no matter where you are! Enjoy! Edition 36 view editionEmerging market opportunitiesThis article, written by Hillross Chief Economist, Brad Matthews, looks at the recovery of global equity markets. Australian versus international sharesThis edition of Oliver's Insights looks at the relative success of Australia in navigating the global financial crisis. Creating equity between beneficiaries when planning your estateThe first principle of estate planning is to decide who should receive your assets following your death. For many people this means sharing their estate equally between family members. Max makes waves at the 2009 World Masters GamesCongratulations Max on a successful World Masters Games. You just keep getting better with age! White Chocolate Mousse Tart with Coffee SyrupDecadent and delicious, this tart is a great finale to any dinner or Melbourne Cup Luncheon and well worth the effort.
Edition 35 view editionSaving the Australian economyThis article, written by Hillross Chief Economist, Brad Matthews, looks at the recent patterns in Australian household savings. Lehman Brothers’ demise one year onThis edition of Oliver's Insights looks at the aftermath of the Lehman Brothers’ collapse a year ago. What will rising interest rates mean for investors?This edition of Oliver's Insight looks at what the rising interest rates mean for investors. Two-Cheese Omlette with Tomato SaladEnjoy this delicious omlette - Great for breakfast, lunch or dinner! Edition 34 view editionAre shares offering enough of risk premium over bonds?This edition of Oliver's Insights looks at Shares versus bonds. If I had a hammer...This month's feature article by Brad Matthews, Hillross Chief Economist, looks at how demand is outstripping supply in the Australian housing market. Oliver's Insights - Australian house prices on the rise again - is it sustainable?This edition of Oliver's Insights looks at the average capital city house prices in Australia. Raspberry & White Chocolate MuffinsThese scrumptious, easy to make muffins will look great on your table when entertaining in Spring. Enjoy! Edition 33 view editionThe Australian economy - recession, recovery or both?
This edition of Oliver's Insight looks at the outlook for the Australian economy. The 'green shoots' to look out forThis article by Hillross Chief Economist, Brad Matthews, looks at the potential sources of new economic growth or stimulus over the next 12 months. Just how worrying is the 'worry list' for investors?This edition of Oliver's Insight looks at the'worry list' being thrown up in regards to the outlook for shares and other growth oriented assets. Edition 32 view editionInvesting in the lucky countryHillross Chief Economist, Brad Matthews, looks at the benefits of investing in Australia over the longer-term, compared with other major international markets. Where are we in the short and long-term share cycles?
This edition of Oliver's Insight looks at the short-term investment cycle and discusses the longer-term trend for shares. Listed property securities- have they bottomed?This edition of Oliver's Insights looks at the outlook for listed property securities (also referred to as real estate investment trusts - REITs). Myths and mistakes investors often makeThis edition of Oliver's Insights looks at the myths and mistakes investors often make. Edition 31 view editionHow strong will the economic recovery be?This edition of Oliver's Insights looks at the timing of the economic recovery globally and in Australia, how strong it might be and the implications for shares. It's all been about confidenceThis month's feature article by Brad Matthews, Hillross Chief Economist, looks at the role of business and investor confidence in the current economy. China’s recoveryThis edition of Oliver's Insights looks at the signs of recovery in China and whether or not it is sustainable. Cheesy Gnocchi BolognaiseAfter a hearty weeknight meal that's easy to prepare? Look no further than this tasty variation of a pasta bake. Edition 30 view editionWhat’s driven the recent rally in shares? Is it sustainable?This edition of Oliver's Insights looks at the strong gains in the sharemarket over the last month, and whether these gains are sustainable. Inflation versus deflationThis month's feature article by Brad Matthews, Hillross Chief Economist, looks at 2 potentially competing forces – inflation and deflation. Risk and portfolio construction in the aftermath of the GFCThis edition of Oliver's Insights looks at the lessons for investors in managing risk and diversification flowing from the global financial crisis. Moroccan Sweet Potato, Carrot & Chickpea SoupThis is a wonderfully easy soup to make. It will warm you up and make a fabulous entree or main when entertaining this Autumn and Winter. Edition 29 view editionHistory lessons – what’s really changed?We think it’s timely to look back at recent Australian history to see what really changed, and what’s likely to change as a result of the last few months. Will the gold rush continue?This edition of Oliver's Insights looks at the investment performance of Gold over the short and long term. Positive early results from the stimulusThis month's feature article by Brad Matthews, Hillross Chief Economist, looks at the impact of the Commonwealth Governments economic stimulatory measures that have been announced in recent months. Matzo Cake RecipeThis is a deliciously moist cake which has been in the Lewis family for decades (not the same one of course!). Enjoy this Jewish Passover Cake. Edition 28 view editionMinimum Pension Payments for the 2008/2009 Financial YearProposed changes to the minimum pension payments for the 2008/2009 financial year. The 'Robin Hood' recessionThis month's feature article by Brad Matthews, Hillross Chief Economist, looks at the impacts of the current economic downturn. Falling debt and rising savings – how big a problem?A key determinant of the severity of the recession in the global economy and in Australia will be the extent to which households in the US and Australia boost their level of savings in order to cut their debt levels. This edition of Oliver's Insights looks at these issues. Edition 27 view edition2008 - the year in reviewA review of 2008 and outlook for 2009, by Brad Matthews, Hillross Chief Economist. Lessons learned from the global financial crisisThis edition of Oliver's Insights looks at range of factors behind the severity of the global financial crisis and the key lessons for investors. Tikka Prawns with Yoghurt PilafA deliciously light Summer meal, perfect for lunch or dinner. Edition 26 view editionAustralia remains the ‘lucky country’2008 has been marked with extreme market volatility, but its not all bad news. 2008 - what a year!This newsletter provides a brief wrap up of key events that took place during 2008 and some lessons worth considering as you take a well-earned break over the holiday season. Housing prices – history unlikely to repeatThis article by Brad Matthews, Hillross Chief Economist, compares the housing market Market view as at 30 November 2008A view of the activity in financial markets in November, from Hillross Chief Economist, Brad Matthews. Easy Christmas Ice-Cream Crunch CakeLooking for something quick and easy? This is so delicious and will make a very festive centrepiece on your Christmas table. Edition 25 view editionHouse prices and debt - Australia's archilles heelThis edition of Oliver's Insights looks at Australia's high household debt levels and house prices, and their impact on our economy. Priced for a recession, and then someThis article by Hillross Chief Economist, Brad Matthews looks at Australia's financial markets and the Australian economy. The implications of Barack Obama’s election victoryThe latest Oliver's Insights looks at the investment implications of Barack Obama’s presidential election victory in the US. Smoked Chicken, Cherry & Avocado SaladA light refreshing salad perfect for entertaining your guests over Summer. Edition 24 view editionFour pillars of strengthThis article looks at the 4 pillars structure of the Australian banking system and its advantages. China's slowdownThe latest Oliver's Insights looks at the likely severity of the slowdown and implications for commodity prices and China's share market. Shares, frozen money markets and bank bailoutsThe latest edition of Oliver's Insights looks at activities in the financial markets in the last week The continuing roller-coaster ride in financial marketsThis latest Oliver's Insights looks at activities in the financial markets in the last week. Crab & Camembert QuicheDelicious served alongside a crisp green salad or, if making mini quiches, perfect for your Melbourne Cup Luncheon. Edition 23 view editionNot the day to sell
This article by Brad Matthews, Hillross's Chief Economist, looks at the impacts on global financial markets following the US House of Representatives failure to pass the $US 700 billion financial sector rescue package on Monday, 29 September 2008. Up by the stairs, down by the liftThis month's feature article by Brad Matthews, Hillross's Chief Economist, looks at the impact of the fluctuating Australian dollar. Are we heading into a long-term bear market?The latest Oliver's Insights looks at the possible impact of the financial turmoil in the US The turn in the cycle - the implications of falling interest rates
The latest Oliver's Insights looks at the Reserve Bank of Australia's move to cut interest rates. Lemon TartsThis deliciously light and easy dessert is perfect for entertaining in Spring. Edition 22 view editionThe Australian Economy - past the tipping pointThis latest Oliver's Insights looks at the slow down in the Australian economy and where interest rates are headed. Falling commodity prices - more good news than badThis latest Oliver's Insights looks at falling commodity prices and what this means for global growth and for shares generally. Income streams going cheapThis article looks at the role of income in a clients' investment portfolio. The bear market from an historical context and the potential impact of lower interest rates in AustraliaThis latest Oliver's Insights puts perspective on the current bear market and discusses where interest rates may be headed. Edition 21 view editionOil and shares – this year’s Factor X
This issue of Oliver's Insights looks at the ongoing surge in the price of oil Super funds and negative returns
The latest Oliver's Insights looks at the negative returns in superannuation funds over the last financial year, which have flowed from the slump in financial assets Extreme views capture marketsWorld share markets have been swept up in a wave of negative sentiment. Wattle Seed, Date & Macadamia Nut CakeJust in time for the Olympics is this scrumptious home grown cake you can enjoy with the family while you are watching our athletes compete. Edition 20 view editionMonthly Markets & Economies Report for May 2008A review of the Markets & Economies for the month of May 2008 by Chief Economist Dr Shane Oliver. Why relaxing inflation targets would be bad for investorsThis Oliver’s Insights article looks at recent suggestions that Australia's 2% to 3% inflation target needs to be relaxed in the face of rising food and energy prices, and the implications of such a move for investors. The “Lehman” effectConcerns over the plight of New York investment firm, Lehman Brothers Holdings, and the potential that other financial institutions are yet to make similar announcements, have exacerbated the recent weakness on world share markets already staggering due to record high oil prices. Brad Matthews, Hillross Economist examines this issue. Edition 19 view editionFrom speculation to starvation
Brad Matthews, Hillross Economist writes about how rising food prices have been a feature of recent inflation numbers in Australia, with the food component of the Consumer Price Index (CPI) rising by nearly 6% over the past year. The outlook for Australian house pricesThis Oliver's Insights article examines the outlook for Australian house prices. Oil prices and the economic outlookThis Oliver’s Insights article looks at the latest surge in oil prices, which has taken them up to US$120 a barrel in the last week, well up from just above US$10 in 1998. Shares – is the bear market over?Since the panic lows in mid-March global shares are up 15%, Australian shares are up 17% and Asian shares are up 19%. This Oliver’s Insights article looks at the issue of whether the rebound is just a bear market rally or whether it's the start of a new bull market. Edition 18 view editionCommercial property values after the credit crunchThis Oliver's Insights article looks at the outlook for unlisted commercial property office, retail and industrial) yields and values in response to the credit crunch and the deteriorating economic outlook. Putting negative investment returns in contextThis Oliver's Insights article looks at the slump in investment returns for diversified (superannuation) funds over the last five months, and the temptation many investors naturally have to switch to cash. The Reserve Bank grows some teethOur central bank has not been winning many public relations awards in recent weeks. There appears to have been a distinct change in strategy with the Reserve Bank now using its public comments and press releases to add to the efficacy of its monetary policy settings. Getting on top of debtWith interest rates at their highest level in 11 years and consumer spending at record levels, managing your debts can be a careful balancing act. Ham, Zucchini and Carrot FritterPacked with vegetables, this low-fat fritter is a great one for fussy eaters (big and little). Edition 17 view editionMarket update as at 29 February 2008This article provides a summary of the movement in average investment returns from various asset classes for the period up to February 29, 2008. The Indian growth story and opportunities for investorsThe Indian economy is likely to grow strongly over the decades ahead, eventually coming to rival China and having a huge impact on the global economy. India offers investors opportunities in shares, property and infrastructure that should not be ignored. Edition 16 view editionGrowing risks for the Australian economyThis Oliver's Insights article looks at the growing downside risks to the Australian economic outlook flowing from the Reserve Bank of Australia's (RBA) increasingly aggressive stance on inflation and interest rates, as well as the implications for Australian shares. Are house prices set to boom following the share rout?
This Oliver's Insights article looks at the outlook for Australian house prices, specifically whether house prices might boom as they did after the bear markets inshares in 1987 and earlier this decade. How long the bear market – and what are the risks?While further falls in share markets are likely and the next six months will remain volatile, we expect the US downturn and slump in shares to be relatively short lived. Things should be on the mend in the second half. Markets behaving badlyThere was at least some logic to the correction in share prices around the globe over January, writes Brad Matthews, Hillross Economist. Mediterranean Chicken BakeA simple one dish recipe. This aromatic chicken is sure to impress. Edition 15 view editionRising risk of a US recession – time for cautionA US recession is now a 50/50 call. While we think the cyclical bull market in shares has further to run, risk has increased and suggests a more cautious stance is warranted over the next six months. Australian shares – too cheap to sellThe recent release of December’s labour force figures serves as a timely reminder of just how strong the Australian economy has been. It's good to be 60The new superannuation rules will mean your super is tax-free when you retire after your 60th birthday. The rules are also good news if you work past age 60. The importance of diversificationOne of the most important decisions you can make in building or maintaining your wealth is asset allocation – that is, deciding which assets to invest in and how much to invest in each asset class. Artichoke, Olive, and Roasted Capsicum AntipastoA delicious snack or entree for a summers day. Edition 14 view editionReview of 2007 and outlook for 20082007 provided a fairly volatile ride for investors with more modest and mixed returns than in recent years. 2008 is likely to see weaker global economic growth. Happy Holidays from the staff of Lewis FinancialWe, at Lewis Financial, would like to wish you all a Merry Christmas and a Happy Chanukah. Edition 13 view editionAustralia’s new Government – implications for investorsThis note looks at the implications for investors from the change in Government in Australia. Interest rates, the Australian economy and the latest share wobbleThis note looks at the outlook for the Australian economy and sharemarket. Edition 12 view editionThe 1987 crash - what is the risk of a repeat now?This month marks the 20th anniversary of the October 1987 share market crash. While the anniversary itself has the potential to create jitters, the current situation in share markets is very different to that before the 1987 crash. Share price gains and valuations have been far more reasonable this time around. Household Debt and WealthHousehold debt has risen to record levels, particularly in English-speaking countries such as the US and Australia. Oil Prices Still On The Way UpThis issue looks at the latest surge in oil prices to a record high which is just below US$88 a barrel. The latest surge in oil prices is a continuation of the "three steps forward one step back" pattern of oil prices over the last few years. Edition 11 view editionView from the Hill - The Hillross Tactical View September 2007We take a look at the tactical view as at 31 August 2007 View from the Hill - Market update as at September 2007We review the movement in average investment returns from various asset classes for the period up to 31 August 2007. Edition 10 view editionThe US Federal Reserve, investor confidence and volatilityThe US Federal Reserve’s (Fed) move to cut its discount rate has aided credit market stabilisation and caused a partial share market rebound. View from the Hill - Making sense of the mayhemThis months feature article looks at making sense of the mayhem. View from the Hill - Low wages growth – is it a pre-election mirage?This months feature article looks at low wages growth and the pre-election impact. Marriage in the Lewis Family!The Lewis Family and the staff of Lewis Financial are happy to announce the marriage of Josh and Claire Lewis! Edition 9 view editionThe upcoming Australian election and investment marketsThe upcoming federal election has the potential to create short-term share market uncertainty. The pursuit of happinessHappiness is now big business with articles and books churning out at a rapid rate.
Be smart – save for your children’s educationThe rising cost of education means that you need to put a sound savings plan in place when your children are young, and stick to it. However, many parents are unsure how to start or what product or strategy to follow, particularly when there are tricky tax rules to be aware of. Here are a number of options to consider. Edition 8 view editionView from the Hill - Amber Lights on the Australian stock market June 2007This months feature article looks at the Australian stock market and interest rates. View from the Hill - The Economy this month as at June 2007This month's economic update reviews the strengthening of economic growth. View from the Hill - Market update as at June 2007We review the movement in average investment returns from various asset classes for the period up to 31 May 2007. Spiced Apple CakeA great recipe for using up apples that are 'not so fresh'! Very tasty. Edition 7 view editionFederal Budget 2007 – an overviewThe 2007 Federal Budget was handed down on 8 May. Some of the proposals that may impact your financial plans are set out below. Living with lower tax ratesIn contrast to previous years, the Treasurer’s Budget Statement this month contained little in the way of change that would have significant implications for investors. De-synchronised global growth – implications for investorsWhile the US economy has slowed sharply over the last year the rest of the world remains robust. Australian versus global shares – time to go more global?There is a theoretical case for Australians to have a higher allocation to global shares on a very long term view and the recent out performance by Australian shares and the loss of their valuation advantage has made the case for global shares a bit stronger. Recipe - Cranberry & White Chocolate BiscuitsA delicious biscuit perfect for enjoying with company. Edition 6 view editionThe New Superannuation System – how it impacts youSuperannuation is one of the most tax-effective ways of providing for your future. The 2006 Federal Budget changes only make it more attractive. Capitalising on the key changes before & after 1 July 2007 is important! The giddy heights of the $ASince the Australian dollar was floated in 1983, market forces have led to our currency being volatile, and often priced at levels well outside of what would normally be considered “fair” on an underlying valuation basis. Strong investment returns – is it just a liquidity boom?This Oliver's Insights article examines how liquidity conditions are providing a favourable backdrop for investment markets. China hits a speed bump - by Brad Matthews, Hillross EconomistThe importance of China in the modern-day global economy was clearly reinforced in recent days. Following a dramatic one-day fall of close to 10% in the price of shares listed on Chinese stock markets, the rest of the world responded with a rapid but contained price correction. Edition 5 view editionMarket update - March 2007We look at the movement in average investment returns from various asset classes for the period up to February 28, 2007. March 2007 - Hillross Tactical View & the economy this monthNational Accounts data for the 3 months to December 2006 showed the Australian economy was growing faster than generally expected. Take advantage of these super opportunitiesFrom 1 July 2007, the Government is introducing a “simpler superannuation” regime, which boosts the attractiveness of superannuation as an investment vehicle, making it an even more tax-effective way to fund your retirement. Edition 4 view editionThe challenge for Generations X and YThe younger generations have a different range of attitudes, motivators and financial decision-making processes to those of the Baby Boomer Generation. Super options for your home loanPaying off your mortgage as quickly as possible has long been the mantra of financial planning – clear your non-deductible debt first. The world is catching upEconomic fundamentals do suggest that the position of overseas markets should improve relative to Australia. Beyond 6000 – where to for Australian shares?This Oliver's Insights article looks at the continuing surge in Australian shares. Self-managed super funds: flexibility isn't for everyoneThe control, flexibility, tax advantages and potential lower costs of an SMSF are a strong attraction for investors, and current government reforms are making it even easier to get started. Edition 3 view editionMarket update as at January 2007Details of the movement in average investment returns from various asset classes for the period up to December 31 2006. Prospects for a "happy" new yearLooking forward to a new calendar year, there is perhaps more reason to be pessimistic about Australia’s economic prospects than has been the case for some time. The global economic cycle, risk premiums & super returnsThis Oliver's Insights article takes a further look at superannuation and diversified investment returns over the year ahead, in particular the outlook for the economic cycle and risk premiums. Share prices – when is high too high?For the third consecutive year, the Australian sharemarket has delivered a return of more than 20%. Edition 2 view editionAustralian shares as at 30 November 2006The Australian sharemarket reached yet another new high in November, with an advance of 2.4%. International shares as at 30 November 2006Most overseas sharemarkets also provided positive returns over November. Listed property as at 30 November 2006The slightly lower bond yields in place in November made listed property returns more attractive on a relative basis and this contributed to a bidding up of listed property trust prices over the month. Australian fixed interest & cash as at 30 November 2006In response to concerns over the inflationary potential of strong demand and capacity constraints in parts of the economy, the Australian Reserve Bank decided to raise overnight cash interest rates by 0.25% to 6.25% last month. International bonds as at 30 November 2006Confidence that global inflation was under control continued to improve over November. Review of 2006 and outlook for 2007This article reviews how 2006 has gone for investors and takes a look at the key themes and likely investment returns for 2007. Edition 1 view editionSuperannuation - summary of key changesIf you were in any doubt as to the role superannuation can play
Strategy opportunities up to 30 June 2007The changes proposed in the 2006 Federal Budget mean that the period up to 1 July 2007 will offer a final opportunity for some of the existing superannuation strategies to be implemented. The merger and acquisition boom has further to goThis Oliver's Insights article looks at the surge in merger and acquisition activity. Is it a sign of a bubble set to burst or is it more soundly based, and likely to continue? When the economy runs dryWith real economic growth currently running at less than 2% and inflation nudging 4%, the last thing the Australian economy needs is another severe drought, writes Brad Matthews, Hillross Economist. |
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